Blessing Asked:

When me and my ex were together, he needed a car and his credit was really bad. So I got the car in my name, and he agreed to make the payments. Now 2 years later we are not together and I have an extremely hard time trying to get the monthly payments from him. The finance prescription drugs online without prescription company calls every month cause he doesn't pay on time. Can I have the car repossessed, cause I can't afford to make the payments myself?

Reply:

If the title is in YOUR name only, you legally own the car and have the right to take it back at any time. If you do, I recommend selling it yourself and asking the lender for a personal loan if it does not bring what you owe. You will get more this way than if you allow the car to be repossessed.

If his name is on the title, the only way you can have the car repossessed is to quit making payments and tell the finance company to go get the car every time they call.

EDIT: If the car is in your name, you should inform the police in his area before you pick up the car. That will save you problems WHEN he reports the car stolen. If they know the LEGAL owner has taken the car, they will not list it as stolen.